Mortgages
For the majority of people, not only does their house represent their largest asset, it is also used to secure the majority of their borrowings. The mortgage market is huge and as products have developed, the opportunities open for re-mortgaging have also increased. We believe that debt needs to be actively managed with the same level of attention that investment performance is monitored and just as proactively, so our financial review will always take this into account.
Mortgages are a complicated area - there are many types, each with varying terms and conditions. As we are independent, we can source from the whole of market for whatever type of mortgage is required. Whatever the option, there are two things to bear in mind:
- factors determining suitability will vary depending on the individual's circumstances and these can change over time
- each individual's requirements are unique
This means that unless someone wishes to spend considerable time researching the market and selecting the most appropriate mortgage and best lender to suit their needs, taking advice from a specialist will definitely save time and money. Our level of expertise, flexibility and focus on individual customer support and service means that clients feel confident that they are getting good advice as well as competitive arrangements.
Your home may be repossessed if you do not keep up repayments on your mortgage.
We usually charge a fee of up to 1% of the loan, payable on completion, subject to a minimum of £750.00. This may be covered in whole or part by comission from the lender. Based on a mortgage of £75,000 the fee would be £750.00.
For more information please contact Jane Drane via Send a Message or locate her direct line in View all your contacts.
